GMS PaydayLoans™

 

How Installment Loans Work

Our loan specialists are here to help you get the
cash advance you need, when you need it.

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1. You Apply

Apply over the phone, online, or in one of our convenient locations.

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2. Quick Approval

No Credit Check Loans combined with online applications make money available to you as soon as the same day.

3. Get Your Cash

You can pick up a check or have your cash advance deposited into the bank account of your choice.

We think that the best customer is an informed customer.

GMS Payday Loan centers are dependable, and we treat each loan with the care each customer deserves. We know that times can be tough and the last thing you need is the hassle of dealing with a lengthy loan application or slow approval response. Our loan representatives are ready to help make this process easy and answer any questions or concerns you have.

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No Credit Check Loan

We do not pull your credit report to qualify you for a payday loan.

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Prior Bankruptcy

As long as your case is discharged, we can accept your cash advance application.

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New Job OK

We re-evaluate your account each time you bring new information to us and may periodically raise your loan limit. You can qualify for a loan even if your direct deposit is not set up yet.

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SSI-Approved

We will do our best to set your installment payments for when you receive benefits and a fixed income does not disqualify your application.

FAQs

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What do I need to qualify?

Live in the Lafayette area, have verifiable income, and have an open and active checking account.
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How can I apply?

Apply at the Lafayette location, or submit an inquiry online and a representative will contact you the same day. If you inquire after 6pm, we will contact you by 10am the next business day.

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How much can I borrow?

Each customer’s situation is different and the only way for us to determine what is right for you is to process the no credit check application completely. We will do our absolute best to try to get you the amount that you request.

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Does my credit line ever increase?

Yes. We re-evaluate your account each time you bring new information in to us and may periodically raise your pay day loan limit up to the amount allowed by state and federal regulations.

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What options do I have when my loan is due?

You can always make a payment or pay in full without a penalty. We can conveniently withdraw payments from the account provided. Other installment loan payment options may be available to you too, call for more information.

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Are your services confidential?

We respect the privacy of our customers and we keep all of your personal information and information regarding all transactions completely confidential. All data is stored on servers hosted by companies like IBM and Microsoft. Data is transmitted using encrypted file formatting and the site is protected with SSL certification.

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Do you check my credit rating?

No, we do not pull your credit report to qualify you for a cash advance.

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What are your days and hours of operation?

Our Lafayette location is open Monday to Friday from 9:00 am to 6:00 pm and on Saturday from 9:00 am to 12:00 pm. We are closed Sunday.

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Who can I contact if I have a suggestion, comment or complaint?

Please contact the office manager for any concerns, or if you would like to praise a staff member. If you have a complaint that can’t be resolved to your satisfaction by the office manager, please contact us at (888) 920-8793

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Quick, efficient, and easy! They make it very easy for you to pay it off. Extremely friendly and helpful. I don't have a job, but I was still able to get it with minor disability!

They are quick, easy and helpful. They have great attitudes.

GMS Payday Loans™

Cash Advance?

Problem solved.™

Disclaimer

GMS Payday Loans uses credit agencies, sources of data and information on applications during the underwriting process. Not all applications or requests for extensions are approved or receive the maximum amount requested or permitted.

Notice: Payday advances and short-term installment loans should only be used for short-term financial needs, and not as a long-term financial solution. Consumers experiencing financial difficulty should seek credit counseling.

Inquiries

The quickest way to get the cash you need is to call or visit the Lafayette LA Payday Loan location, or you can submit an inquiry and a representative will contact you the same day. If you inquire after 6pm, we will contact you by 10am the next business day.