Our loan specialists are here to help you get the
cash advance you need, when you need it.
1. You Apply
Apply over the phone, online, or in one of our convenient locations.
2. Quick Approval
No Credit Check Loans combined with online applications make money available to you as soon as the same day.
3. Get Your Cash
You can pick up a check or have your cash advance deposited into the bank account of your choice.
We think that the best customer is an informed customer.
GMS Payday Loan centers are dependable, and we treat each loan with the care each customer deserves. We know that times can be tough and the last thing you need is the hassle of dealing with a lengthy loan application or slow approval response. Our loan representatives are ready to help make this process easy and answer any questions or concerns you have.
No Credit Check Loan
We do not pull your credit report to qualify you for a payday loan.
As long as your case is discharged, we can accept your cash advance application.
New Job OK
We re-evaluate your account each time you bring new information to us and may periodically raise your loan limit. You can qualify for a loan even if your direct deposit is not set up yet.
We will do our best to set your installment payments for when you receive benefits and a fixed income does not disqualify your application.
What do I need to qualify?
How can I apply?
Apply at the Lafayette location, or submit an inquiry online and a representative will contact you the same day. If you inquire after 6pm, we will contact you by 10am the next business day.
How much can I borrow?
Each customer’s situation is different and the only way for us to determine what is right for you is to process the no credit check application completely. We will do our absolute best to try to get you the amount that you request.
Does my credit line ever increase?
Yes. We re-evaluate your account each time you bring new information in to us and may periodically raise your pay day loan limit up to the amount allowed by state and federal regulations.
What options do I have when my loan is due?
You can always make a payment or pay in full without a penalty. We can conveniently withdraw payments from the account provided. Other installment loan payment options may be available to you too, call for more information.
Are your services confidential?
We respect the privacy of our customers and we keep all of your personal information and information regarding all transactions completely confidential. All data is stored on servers hosted by companies like IBM and Microsoft. Data is transmitted using encrypted file formatting and the site is protected with SSL certification.
Do you check my credit rating?
No, we do not pull your credit report to qualify you for a cash advance.
What are your days and hours of operation?
Our Lafayette location is open Monday to Friday from 9:00 am to 6:00 pm and on Saturday from 9:00 am to 12:00 pm. We are closed Sunday.
Who can I contact if I have a suggestion, comment or complaint?
Please contact the office manager for any concerns, or if you would like to praise a staff member. If you have a complaint that can’t be resolved to your satisfaction by the office manager, please contact us at (888) 920-8793
Quick, efficient, and easy! They make it very easy for you to pay it off. Extremely friendly and helpful. I don't have a job, but I was still able to get it with minor disability!
They are quick, easy and helpful. They have great attitudes.